Don't need to Top Up.

Just pay with your
Credit #CardTerus

Don't need to Top Up.

Just pay with your Credit #CardTerus

Introducing CardTerus on Setel

With CardTerus, you can now make direct fuel payments with your Credit Card. You’ll no longer need to top up your Setel Wallet.

Enjoy up to 10% fuel cashback* when you pay with qualified Credit Cards from participating banks listed below.

*Information captured as of September 2020, subject to revisions/updates from the banks. Visit your respective bank website for the full terms & conditions.

Find your participating banks

AmBank

Product
Cashback rate

AmBank CARz Card

Up to RM960 cashback per year on petrol purchase. For more information, please visit AmBank for more details.

AmBank Islamic CARz Card-i

Up to RM960 cashback per year on petrol purchase. For more information, please visit AmBank for more details.

AmBank True Visa Card

Up to RM360 cashback per year on online purchases and Setel top up. For more information, please visit AmBank for more details.

CIMB

Product
Cashback rate

CIMB PETRONAS Platinum

Earn up to 7% Cash Rebate when you fuel up and shop at PETRONAS. For more information, please visit CIMB for more details.

CIMB PETRONAS Platinum – I

Earn up to 7% Cash Rebate when you fuel up and shop at PETRONAS. For more information, please visit CIMB for more details.

CIMB Cash Rebate Platinum MasterCard

Earn up to 5% Cash Rebate on petrol purchase. For more information, please visit CIMB for more details.

Citi

Product
Cashback rate

Citi Cash Back card

Up to 10% cashback on petrol purchase. For more information, please visit Citi for more details.

RHB

Product
Cashback rate

RHB World Mastercard Credit Card/-i

Up to 6% cashback on petrol purchase. For more information, please visit RHB for more details

RHB Cash Back Credit Card/-i

Up to 5% cashback on petrol purchase. For more information, please visit RHB for more details.

UOB

Product
Cashback rate

UOB One Visa Platinum

Up to 5% cashback on petrol purchase. For more information, please visit UOB for more details.

UOB One Visa Classic

Up to 5% cashback on petrol purchase. For more information, please visit UOB for more details.

How to use CardTerus

Cardterus 1 Link Credit Card
1. Link a Credit Card with your Setel account

Launch the app, go to 'Payments', click on 'Cards' and link your Credit Card.

Cardterus 2 Click Wallet
2. Change payment method

Click on the top right Setel icon that currently displays your Wallet amount.

Cardterus 3 Choose Credit Card
3. Select your preferred Credit Card
Cardterus 4 Proceed Refuel
4. Purchase fuel as usual and enjoy fuel cashback* from your bank

FAQ

CardTerus is a new payment method on Setel that allows you to pay for fuel directly with your Credit Card, without the need to top up your Wallet. If you transact with CardTerus using the Credit Cards listed above, you can earn your fuel cashback from your respective banks.

Please note that your bank may place a temporary pre-authorisation hold on your Credit Card when you pay for fuel with CardTerus. 

If you need more information about your Credit Card & Cashback terms, please reach out to your respective bank. 

Yes you can. However please ensure that you’ve enabled your Debit Card for Non-3D & e-Commerce transactions for a smooth payment experience with CardTerus.

Your bank may also place a pre-authorisation hold on your Debit Card when you pay for fuel with CardTerus.Please contact your bank for more information.

We encourage you to top up your Setel Wallet as usual with your Debit Card as there will no longer be a pre-authorisation hold for top up transactions.  

You will no longer be able to get fuel cashback for Wallet Top Up. To continue enjoying Credit Card fuel cashback, please transact with CardTerus.

You will no longer be able to get fuel cashback for Wallet Top Up. Kindly disable auto top-up and transact with CardTerus to continue enjoying Credit Card fuel cashback from your respective bank.

The fuel cashback is awarded by your bank following the benefits stated in your Credit Card terms & conditions.

Kindly reach out to your respective bank for more information. 

Unfortunately, we will not be able to credit your fuel cashback into your Setel Wallet.

The fuel cashback is awarded by the bank following the benefits stated in your Credit Card terms & conditions.

If you need more information about the credit card & cashback terms, please reach out to your respective bank.

The fuel cashback is awarded by your bank following the benefits stated in your Credit Card terms & conditions. Do check with your respective banks from time to time for the latest information.